Parametric Insurance & Risk Intelligence

Transforming complex risk into measurable insurance.

Helios Re combines insurance expertise, parametric modelling and advanced data intelligence to design innovative risk-transfer solutions for insurers, reinsurers, brokers and risk owners worldwide.

The future of risk transfer

When risk can be measured, protection can move faster.

Traditional insurance models are not always designed for today's increasingly complex, fast-moving and geographically distributed risks. Helios Re was built at the intersection of insurance, parametric risk and data intelligence to close that gap.

What is parametric insurance?

A different way to transfer risk.

Rather than assessing a physical loss after the fact, parametric insurance pays out against an independent, predefined parameter — removing ambiguity from the claims process.

When risk can be measured, protection can become faster, simpler and more transparent.

Traditional Insurance

01 Loss
02 Claim
03 Loss Assessment
04 Adjustment
05 Settlement
Weeks to months

Payout depends on on-site assessment and negotiation.

Parametric Insurance

01 Data
02 Trigger
03 Predefined Payout
Days to weeks Up to 8× faster

Payout is triggered automatically once the independent parameter is reached.

Technology

From satellite data to actionable insurance intelligence.

The Helios Re Risk Intelligence Platform turns geographic, satellite and climate data into location-level pricing, portfolio correlation analysis and diversification recommendations.

Explore our technology
01

Data

Satellite, geospatial & historical climate data

02

Modelling

Statistical & parametric risk models

03

Risk Intelligence

Correlation, concentration & diversification

04

Pricing & Portfolio

Indicative pricing and portfolio optimisation

Risks we can measure

If a risk can be measured, it can potentially be parametrised.

Measure

Collect and analyse relevant geographic, satellite and historical data.

Model

Build the statistical and parametric risk model for the exposure.

Trigger

Define transparent, objective and independently verifiable parameters.

Protect

Provide predefined insurance payouts once the trigger is reached.

View our full solutions →
Rainfall
Temperature
Drought
Extreme Weather
Flood
Wind
Solar Irradiation
Solar PV Production
Wind Production
Renewable Variability
Rainfall
Temperature
Drought
Crop-Related Weather Risk
Weather Disruption
Operational Disruption
Geographic Exposure
Supply Chain Disruption

Become a Broker

Partner with Helios Re and grow your business with a trusted parametric MGA.

Get in touch

Talk to our team

Discuss a risk, explore a parametric solution or request an indicative quote.

Talk to our team